The state of corporate cybersecurity is constantly in flux. With new threats emerging and multiplying quickly, the stakes are high for making sure company systems and data are always secure. According to the 2018 Cost of a Data Breach Report, the average cost of a data breach across industries and countries is $3.86 million, a 6.4% increase from 2017 and a nearly 10% net increase over the past five years. It is no surprise that business leaders are continually looking to lessen the risks.

The first thing you notice about New American Funding’s Rick and Patty Arvielo is how much they like each other. That might seem like a foregone conclusion when you meet a married couple, but when that couple also runs an incredibly successful business together, I imagine it could get complicated. Read on to find out more about how this successful couple manages their life, and business, together.

HECM counseling, mortgage technology, Facebook, housing vouchers and more make the list on this month’s edition of HOT or NOT.

Without a doubt, the biggest challenge for our clients is margins. Competitive pressure is one reason that mortgage insurance (MI) is now at the forefront of so many transactions — it can truly make a difference for the borrower. Arch MI created this unique new tool that’s similar to a rate buydown and allows you to customize your borrower’s MI premium to an exact dollar amount.

Newly independent and inspired by a vision of where lending technology is going, Sagent brings an entrepreneurial energy to its clients that’s grounded in industry-leading credibility. Stressing that it’s only successful when its clients are successful, Sagent believes in a true partnership model with a healthy back and forth between its expert team of developers and the lenders the company has promised to serve.